FIAs offer limited growth, which means you don’t get to capture the full glory of a market gain.You trade that in exchange for more secure protectionHowever, recently the company has reduced some of their guarantees.You will also have the opportunity for a higher return than that of a regular fixed annuity. Would you comment about this particular investment?Hi Susan – Thank you for your message. This would best be done via phone, rather than passing sensitive details back and forth in emails.

Yes, please feel free to contact us directly, and we can help to answer your questions and provide you with any additional information that you may need. While that can be somewhat confusing for consumers, we take it as “imitation being the highest form of flattery.”If you’ve been spending any time at all looking for annuity information online, it is highly probable that you’ve also come across some conflicting details regarding MYGAs and other types of annuity products. One reason for this is because there is a myriad of annuity types – as well as varying features – and therefore, there is a multitude of differing thoughts about them.You may also have recently attended an annuity seminar where the presenter discussed more of the in-depth details about the Athene MaxRate 7 MYGA annuity – or some other, similar annuity product. Here is what you need to know:grow at a more accelerated rate than the regular Accumulation Value of the actual contract.NOT money that you can take out as a lump sum to go buy a new condo with.then your lifetime income guarantee benefit could be canceled or, at the very least, reducedyou have to understand what that compromise is so you can adjust your retirement strategy accordinglyenhanced growth rate you get with the purchase of an income riderJust remember, the only way you can spend this money is by taking the income because it’s growing in that special account.about 13% higher or lower than the guaranteed Simple Interest Rate.

Rather than emailing sensitive personal information back and forth, though, it would be best to discuss by phone. Independent Review of the Thrivent Financial Security Plus MYGA Annuity – [October 2018 Update]

Best. Have you heard of these two annuities or their index? We can do this for you by running the numbers through our annuity calculator, and we can then provide you with a spreadsheet of the results. If you contact us directly at (888) 440-2468, we can provide you with more detailed information.

They both operate on the BNP Paribas Multi Asset Diversified 5 Index.

Some investors may get tricked by talk of high returns. Depending on your state, this free look period could be anywhere from 10 to 30 days. Best. This rate is declared on each contract anniversary, and the rate can vary each year. For example, when it comes to annuities, you will want to ensure that the annuity provides you with an opportunity to earn a return, while at the same time keeping your funds safe from a market downturn. If the index earned 23%, you would only get 13% of the gains. The income base on this product will be credited with a simple interest credit.

They appear to have a good historical record for returns. With this product, there is a surrender period, meaning that if you take out more than 10% of the contract’s value during the first seven full years, you will incur a fee. We are a team of experienced annuity professionals who focus on offering comprehensive and unbiased annuity reviews online.We have been at this for quite some time now – and far longer than our competitors. Over the past several years or so, though, many “copycat” websites have started to spring up, mimicking what we do.