The card charges $5.50 in additional fees per purchase, a $5 card issuance and account validation fees, and a $24.95 “monthly membership benefit plan,” which includes some benefits that are free through other means.The Unique Platinum card, good for shopping at the “My Unique Outlet Shopping Club” website, lures users in with a guaranteed $1,000 minimum credit line with no credit check and “no interest charges.” Their website offers a very small product line, with prices that are inflated from national competitors.As far as the credit card goes, the devil is in the details. For a store that offers instant approval for both closed-loop and open-loop credit card options, credit card rewards points, and a competitive APR, consider a Nordstrom credit card. There’s always some requirement you have to meet, whether it’s reaching a certain creditworthiness level, spending less than you earn each month, or si … show more mply having a Social Security number. Finding a good store credit card when you have bad credit can be very frustrating. As a result, they claim that many people can qualify for credit, including those with thin credit files or are rebuilding their credit.Possibly the best known of all the guaranteed approval store credit cards, the Fingerhut catalog contains top name brands in many different categories, including beauty and health, personal electronics, activewear, toys, and much more.
Online Store Credit Cards for Bad Credit. Comenity Bank is a major credit card company that has 93 credit programs for many top U.S. retail stores, focusing heavily on store-branded credit cards. Build your credit by shopping in Fingerhut's online store, Finding a good store credit card when you have bad credit can be very frustrating.And if you apply for cards you can't get approved for, you will be getting inquires on your credit for no reason.Getting an online store credit card with guaranteed approval is actually simple and there are several options to choose from.In this post today I will go over which online store cards are best for bad credit and that will pretty much guarantee your approval. You can click a store name or scroll down to our list of stores for more details.Below, we list the department store credit cards that provide an approval decision immediately after you apply. Most major department store credit cards are closed-loop, which means that you can only use the card at the store by which it was issued. There are plenty of reasons why you may want to consider getting a guaranteed approval store credit card. Possibly the best known of all the guaranteed approval store credit cards, the Fingerhut catalog contains top name brands in many different categories, including beauty and health, personal electronics, activewear, toys, and much more. In fact, they are known for closing accounts in good standing that payoff their balance each month because they do not make enough interest off of them. No credit checks and no employment verification. I never get denied credit.While I can’t say why Boscov’s denied you credit, now may be a good time to contact one or more of the credit reporting bureaus to check on the health of your credit. And if you apply for cards you can't get approved for, you will be getting inquires on your credit for no reason. With a wide and diverse catalog, there’s something for everyone.The WebBank/Fingerhut Credit Account gives users a line of credit available to buy from their website. I work for them and I process credit applications all the time.Hi Trahan! Be mindful that whenever a business does a “hard” credit check, it can lower your credit score by a few points.
But it gets worse, the largest issuer of retail store cards and administrator of valueless rewards programs is This bank has horrible BBB reviews and ranks as one of the worst customer support services of all banks that we have reviewed. Only takes about 2 minutes to apply.