The consolidation plan seems great, it will put all my loans together, out of default, and get on an income based repayment plan for them. If you are sure they have the wrong person and you never cosigned on a loan, it is fine to tell them that and to leave you alone. Close. Thanks a lot!New comments cannot be posted and votes cannot be cast/r/StudentLoans: Reddit's hub for advice, articles, and general discussion about getting and repaying student loans.Press J to jump to the feed. If so where's my motivation to not just get on an income based repayment plan, cruise for 10 years and have my loans forgiven? This will give you coverage if you have to sue them under the FDCPA for harassing phone calls to you, your employer, your family/friends, and/or neighbors. I started trying to get my life in order, but this is not helping really. No Judgement, just advice!Press J to jump to the feed. 0. nsfw. How can I prepare for calling them back? Close. 0. Williams & Fudge Debt Collection Harassment Tactics. Log in sign up. The conference will now be held October 3-6, 2021 at Wild Dunes Resort in Charleston, South Carolina.Williams & Fudge was founded in 1986 and is a family owned business with the purpose of serving the higher education community. My loans were in deferment and I’m making less than 10k a year. My loans were in deferment and I’m making less than 10k a year. I have no money. We aid institutions in the recovery of education-related receivables. Also I understand that after 10 years or something of paying, my loans can be forgiven or another? What do I do?Edit: I’ve looked and apparently fedloan servicing is still trying to collect from me too. Is it safe to ignore this letter or how do I go about responding and rectifying this before it's too late? I'm under the impression that I owe almost $45000 but I am unsure anymore. They do not have the right or ability to negotiate a lower pay off or change the amounts you owe. On a payment plan basically just paying interest so the balance doesn't increase (Didn't request debt validation...so stupid). Furthermore, the projections for the future look just as promising. Apparently they’ve been trying to reach me for awhile and I didn’t know. According to letter I have 30 days to respond, otherwise the debt is legitimate to them. Press question mark to learn the rest of the keyboard shortcuts Williams & Fudge is our highest performing agency in regards to percentage of debt collected.”Had a pleasant experience with W&F. Once downloaded, the “WF Client” application provides convenient and easily searchable access to regulations that govern the student loan industry.

by providing exceptional customer service, respecting the consumer, honoring each other, maintaining high ethical conduct, and being a good community citizen.EDUCATION IS YOUR BUSINESS – COLLECTING FOR YOU IS OURS This is true with student loans as well. She was great, listened to my problem and got me to the person I needed to resolve my issues. A Payment processors job is to send you bills and collect your monthly payments, Nothing more. I thank you very much indeed and Aaron was certainly amazing.This is to thank for very efficient, courteous and caring service I received from your company's employee, Karen concerning the debt my son had with the university.I received excellent customer service by Whitney. Apparently they’ve been trying to reach me for awhile and I didn’t know. It's a loan from the feds, through great lakes, and so it's less interest than a private consolidation.This seems great, I have like 3 other loans I'm paying on income based repayment, but the fact they are rushing it feels odd to me. The NSLDS helped a lot in understanding what's going on as well. nsfw. Any direction would be appreciated, thanks.Are you sure this is a debt collector, and not one of the Also I understand that after 10 years or something of paying, my loans can be forgiven or another? The difference between the two being that loan rehab usually requires several months of payments before completion, while consolidation does not. But don't ignore this - have them validate the debt, and dispute everything that doesn't look right.Debt is often sold from one company to another.